Tuesday, March 24, 2009

Property insurance

Insurance guarantee damage or loss of property due to fire, natural disaster, riot, or other damages arising from an incident that suddenly. In addition, also provided a guarantee on the loss as a result terganggunya business (business interruption) caused a fire.

* The types of property insurance: Standard Fire Policy Indonesia (PSKI)
Property is insured with a general insurance PSKI is to stay home, office, shop, etc.. Compensation given to the Insured on the damage or loss of property be caused by fire, lightning strike, explosion, falling aircraft, smoke and fire coming from the property that be. Property insured in the general policy is PSKI homes, offices, shop, etc..
* Industrial All Risks (IAR) or Property All Risks (PAR)
Assurance policy in this more extensive than the collateral in PSKI. This insurance policy provides compensation over damage or loss of property be caused by events that suddenly and unexpected, except by the things that are excluded in the exclusion (Exclusion) in the policy. Assurance provided by this policy include losses due to natural disasters seprti floods, landslides, hurricanes, etc.. Property is usually dipertanggungan with this policy is a factory, office buildings, hotels, apartments, shopping centers, etc..

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